Our methodology

What the calculators compute

Each calculator applies the published rules of the country's pension system: contribution years, statutory age, reductions and increments, points or notional accounts, ceilings, then the tax treatment of private retirement savings. Assumptions (returns, inflation, wage growth) are shown and can be changed.

Everything runs in your browser: nothing you type is sent or stored.

Our sources

Parameters come from each country's official bodies: the national pension agency (Deutsche Rentenversicherung, Pensionsmyndigheten, Social Security Administration, Assurance retraite…) and the published legislation.

Updates

• Parameters are reviewed at every official reform or change of rates.
• Every page shows, at the top and at the bottom, the date of its last real change.

Limits

Results are estimates for guidance only. Only your pension provider's statement is binding; for an important decision, consult an adviser.

Report an error

Does a parameter look wrong or outdated? Write to contact@pensionretraite.com with the page and the official source. We correct the page, whose update date then changes.